While everyone looks forward to their tax refund not everyone makes the right choices when it comes to what to do with the money. And that’s where fab personal finance guru Tonya Rapley comes in. For our new 12-part money management series, developed in partnership with LocalNow, Rapley shares smart and simple tips to help you make money moves, save for the future, build wealth, manage your budget and get the most out of life!

In episode one, Rapley shares her tips for maximizing your tax refund.